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REQUEST TO PAY CBI

Improve your customers' payment experience

Service target:

Service target:

WHAT IS REQUEST TO PAY CBI

The service Request to Pay (RTP) CBI allows Payment Service Providers (PSPs) to offer corporates an advanced system for managing digital collections.

With RTP, PSPs enable the sending of payment requests, which are delivered to the end user via Home Banking or Mobile App, ensuring a simple and fast user experience.

Within the development path promoted by CBI for PSPs, RTP represents the natural evolution of the CBILL model, positioning digital notification as a strategic lever to innovate collection methods. Following the structured notification, payment occurs in an integrated and interactive manner, enabling automatic reconciliation for businesses and seamless integration with existing infrastructures.

The solution is specifically designed to integrate and ensure interoperability with PagoPA and European schemes, providing PSPs with a standardized model that delivers greater efficiency for their customers and increased value for their business.

WHY REQUEST TO PAY CBI

Request to Pay CBI represents an opportunity for PSPs to:

expand digital services and increase user engagement on their banking channels
improve the management of collections for corporates and public administration, reducing errors and defaults
automate operational processes, reducing management costs and optimizing reconciliation
ensure compliance with the SEPA Request to Pay standard, enabling interoperability with PagoPA and other European initiatives
allow corporates to overcome the constraints of paper submission

Thanks to RTP, PSPs can position themselves as key players in the evolution of digital payments, offering a value-added service for corporate clients.

KEY ELEMENTS

Allows sending and receiving digital payment
requests in a structured manner,
simplifying reconciliation and
reducing operational errors.

Provides a clear and
real-time view of payment requests
improving financial planning
for companies and PAs.

Facilitates faster and more certain
collections, reducing the risk of
non-payment by managing digital
deadlines and reminders

Streamlines administrative and accounting
processes, automating payment collection
(invoicing) and enhancing the user experience
for both customers and suppliers.

Compliant with the SEPA Request to Pay
standard and interoperable with
PagoPA and other European initiatives.

CBI Name Check

CBI Name Check is a Verification of Payee service that allows you to verify in real time the correct association between the name of the beneficiary of a payment and the associated IBAN code.