CEO: Liliana Fratini Passi

About Us

Liliana Fratini Passi



After graduating in Business and Economics at the “La Sapienza” University of Rome in 1995, she continued her education by taking a Master's Degree in Economy and Management of Financial and Insurance intermediaries at the LUISS Business School of Rome.


She began working with ABI in the Finance Sector for the Euro Project (‘96-’98), after which she joined the start-up team at Wind Telecommunications in the Finance Department.

In 2001, she returned to ABI to see to its start-up process for the Interbank Corporate Banking project (ACBI) and took on the role of Manager of the Technical Secretariat. Then, when ACBI turned into Consorzio CBI in 2008, she became its General Secretary. Due to the large number of innovative contributions made, she was appointed as Chief Executive Officer in 2011, position confirmed with the transformation of Consorzio CBI into CBI S.c.p.a. occurred on June 26, 2019.


She also holds various national and international appointments: she is the Chairwoman of the Working Group entitled “Financial Services” of the National Strategic Table on International Trade Facilitation and was appointed with a Decree issued by the Italian Ministry of Economic Development on 11 December 2017; she is a UN delegate at UNECE-UN/CEFACT acting as Domain Coordinator Finance in the PDA (Program Development Area) Supply Chain and for the same body UN/CEFACT, “Liaison UN/CEFACT at ISO TC68 Financial Services”; she is a member of the Board of ISO20022 RMG (Registration Management Group). In 2008, she was also a member of the European Commission and belonged to the Expert Group on E-Invoicing, helping to draw up the first final report on e-Invoicing.

She also belongs to the Scientific Committee EURISPES and is a member of the Board of the Civita Association. Starting from april 2019, she is Board Member of UNINFO.


Liliana Fratini Passi is an expert on all matters related to e-payments, the financial-value chain and Big-Data analytics, but also on matters regarding the gender gap in the financial sector.


Here follows a list of some of the innovation projects carried out under her responsibility over the past few years:

  • 2017- ongoing: as regards the PSD2 Directive, the Consorzio CBI has been tasked with – on behalf of the Italian banking industry – all standardisation activities and with setting up a collaborative gateway, called CBI Globe (, aimed at interconnecting Third Parties and account-servicing payment-service providers (otherwise known as ASPSPs)
  • 2017: development of a CBI Big-Data cooperative service aimed at boosting the predictive capabilities of banks, and development of a Mutuitel service together with Notartel
  • 2016: upgrading and extension of the CBILL Service interconnected with pagoPA. CBILL ( allows online payments as well as the consultation of bills and notices to pay
  • 2013: launch of “PA Invoice” function


She has authored numerous articles offering insights into these topics which have been published on financial journals and dailies both on an Italian national and international level.


She was honoured with the “La colomba della Cività” [The Dove of Civilization] Award in December 2013 from the “Alba del Terzo Millennio” [Dawn of the Third Millennium] Association “In recognition of professional activities promoted in recent years in favour of the Italian banking system with special regard for those undertaken for the development of Consorzio CBI in the promotion of services for the dematerialisation of documents at Italian and international institutions contributing, in particular, to the innovation and modernisation of the financial-administrative-accounting processes in the Public Administration, by way of the banking system infrastructure with particular regard given to CBI, designed by the Italian Banking Association and under whose aegis Consorzio CBI expresses its mission”. 

On June 2019, the Margutta Prize was awarded to Liliana Fratini Passi for the "Entrepreneurship" category


CBI S.c.p.a. - Fiscal Code 97249640588

R.E.A. N. 1205568 - Registered Capital 920.474 euro i.v. - VAT Identification  08992631005